Buyer's guide · HR
We compared six employer of record (EOR) services for hiring full-time staff abroad, using published monthly fees, country coverage, entity model, billing terms and the gaps you should check before signing.
- Cost-focused teams hiring a few people: Multiplier — Publishes EOR from $459 per employee per month on annual contracts and $499 on monthly contracts, with 160+ countries listed.
- Teams that want month-to-month terms: Deel — Lists EOR at $599 per employee per month and describes flexible month-to-month pricing with no long-term commitment.
- Buyers who prioritize owned entities: Remote — Charges $699 per employee per month and states it owns and operates 100% of its entities, with unlimited indemnity for EOR customers.
- Impact-minded companies: Oyster — A certified B Corporation listing EOR at $699 per employee per month on monthly terms, with annual discounts available.
- Companies already running Rippling: Rippling EOR — Runs EOR inside Rippling's HR and payroll system across 150+ countries, priced by custom quote.
An employer of record is a company that legally employs your worker in another country on your behalf. The EOR signs the local employment contract, runs payroll, withholds taxes, pays statutory social contributions and provides mandatory benefits, while you direct the person's daily work. It solves a specific problem: you want to hire a full-time employee in a country where you have no legal entity, and setting one up would take months and cost more than the hire is worth. Buyers range from startups making their first international hire to mid-size firms testing a new market and larger companies covering small headcounts in countries where an entity does not pay off. Finance, HR and legal usually decide together because the EOR touches payroll, compliance and liability.
We compared each service on published pricing, free plan or trial terms, country coverage, entity model, billing terms and its main limitation. Products are listed in practical buyer order, starting with services that publish a per-employee price and ending with quote-led platforms. This order is not a quality ranking. Prices were checked on each vendor's official pricing or product page on 12 October 2026 and are shown in USD as published. EOR fees exclude the employee's salary, employer taxes and benefits costs, which vary by country. Confirm the current rate for your target country before you sign.
Employer compared at a glance
| Platform | Pricing | Best for | Link |
|---|---|---|---|
| 1. Multiplier | From $459/employee/mo (annual) or $499 (monthly); Growth from $519/$559 | Budget-conscious first international hires | Site → |
| 2. Deel | EOR $599/employee/mo; contractors $49/mo; month-to-month | Flexible, month-to-month global hiring | Site → |
| 3. Remote | EOR $699/employee/mo; contractors from $29/mo | Buyers who want owned entities | Site → |
| 4. Oyster | EOR $699/employee/mo (monthly); annual discounts available | Impact-focused distributed teams | Site → |
| 5. Pebl (formerly Velocity Global) | Starting at $399/employee/mo; final price by quote | Wide country coverage | Site → |
| 6. Rippling EOR | Quote-based; custom pricing, contact sales | Companies standardized on Rippling | Site → |
Pricing checked 12 October 2026 on each vendor's official pricing or product pages. Prices are list prices in USD unless stated; "Quote-based" means the vendor does not publish a price. Order follows buyer fit and pricing transparency, not a quality score. Confirm billing basis, minimums and taxes with the vendor before you buy. Methodology is described below.
The 6 options in detail
Multiplier
Best for budget-conscious first international hiresBest for: Startups and small teams that want the lowest published EOR fee on this page and are willing to commit to an annual contract to get it.
| Attribute | Multiplier |
|---|---|
| Published pricing | EOR from $459 per employee per month on annual contracts, $499 on monthly; Growth plan from $519 annual, $559 monthly |
| Free plan or trial | No free plan; promotion of 3 months free for new hiring, listed as ending Dec 31 |
| Country coverage | 160+ countries for EOR per the vendor FAQ; global payroll in 100+ countries |
| Entity model | Vendor states it operates through owned legal entities in 160+ countries |
| Billing terms | Annual or monthly contracts; vendor describes flat monthly pricing with no setup or offboarding fees |
| Main limitation | The lowest rate requires an annual contract, and country-level extras should be confirmed in writing |
- Publishes two EOR tiers with separate annual and monthly rates, so you can budget before a sales call.
- Vendor states onboarding takes 72 hours or less in most countries after documents are submitted.
- The headline rate depends on an annual contract, and the Growth tier adds $60 per month for features some teams will need.
Our take: Multiplier fits a company making its first one to ten hires abroad that wants a published, comparatively low fee. In practice you add a hire, Multiplier generates the local contract, and the employee is paid monthly through its payroll in the local currency. The vendor says it uses its own entities rather than third-party partners in 160+ countries, which is the right claim to test: ask which entity will employ your specific hire and whether any country runs through a partner. In a demo, request a full cost breakdown for one real role, including employer taxes, mandatory benefits, any deposit, and what changes between the base and Growth tiers. Compared with Deel and Remote, Multiplier's annual rate is lower by $140 to $240 per employee per month, which adds up quickly across a team. Compared with Pebl, which advertises a lower starting figure, Multiplier gives you a firmer published number rather than a starting point that leads to a quote.
Deel
Best for flexible, month-to-month global hiringBest for: Companies that want EOR, contractors and US PEO under one account and prefer month-to-month terms over an annual commitment.
| Attribute | Deel |
|---|---|
| Published pricing | EOR $599 per employee per month; contractors $49 per contractor per month; US PEO $125 per employee per month |
| Free plan or trial | No free EOR plan listed on the pricing page |
| Country coverage | Pricing page lists full legal employment in 130+ countries |
| Entity model | Vendor states it owns entities and its payroll engine in 130+ countries |
| Billing terms | Flexible month-to-month pricing with no long-term commitment, per the pricing FAQ |
| Main limitation | Product range is wide, so scope and add-on fees need careful review in the order form |
- Month-to-month terms let you add or end an EOR seat without locking in a year.
- One account covers EOR employees, contractors (including Contractor of Record at $325 per month) and US PEO.
- The EOR fee is $140 higher per month than Multiplier's annual rate, and the broad product menu can make total cost harder to compare.
Our take: Deel suits a company with a mixed workforce: a few EOR employees in Europe, contractors in Latin America and perhaps US staff on a PEO. The pricing page lists each piece separately, which makes it simple to model a blended team. The EOR rate of $599 per employee per month sits between Multiplier and Remote, and the month-to-month structure is useful if you are testing a market and may not keep the hire for a year. Deel also lists visa support among its EOR options and says its contracts include IP clauses that pass rights to you, which you should verify in the actual contract template for your country. In a trial or demo, ask for the employer cost estimate for one role, the deposit policy, and how benefits beyond the statutory minimum are priced. Against Oyster and Remote, Deel is cheaper per head; against Multiplier, you pay more for flexibility and a broader product set.
Remote
Best for buyers who want owned entitiesBest for: Companies that care most about who legally employs their staff and want a vendor that states it owns every entity it uses.
| Attribute | Remote |
|---|---|
| Published pricing | EOR $699 per employee per month; Contractor Management $29 per contractor per month, Plus $99 |
| Free plan or trial | No free plan listed on the pricing page |
| Country coverage | Hiring without a local entity in 90+ countries, per the EOR page |
| Entity model | Vendor states it owns and operates 100% of its entities with no third-party handoffs |
| Billing terms | Monthly rate shown; annual discount not stated; reserve payments only in rare high-risk cases |
| Main limitation | Country list is shorter than Multiplier, Deel or Pebl, so check your target country first |
- States unlimited indemnity coverage for EOR customers, which is unusual and worth reading in the contract.
- Includes HR Essentials as standard and offers add-ons such as IP Guard and background checks.
- At $699 per employee per month it is among the higher published rates here, and coverage is listed at 90+ countries.
Our take: Remote is a good fit when risk control matters more than the lowest fee. Its EOR page says it owns and operates all of its entities, which means your employee's legal employer is a Remote company rather than a local partner, and it advertises unlimited indemnity for EOR customers. Those two claims are the reasons to shortlist it, so ask for the indemnity wording and the entity name for your country during the demo. Remote's pricing FAQ also says it collects reserve payments only in rare, high-risk cases, while some providers ask for deposits covering severance accruals or extra PTO. That can matter for cash flow when you hire several people at once. The tradeoff is price and reach: $699 per month is $240 above Multiplier's annual rate, and 90+ countries is fewer than the 130+ to 185+ listed by others on this page. If your countries are covered and you value the entity model, the premium may be justified.
Oyster
Best for impact-focused distributed teamsBest for: Mission-driven companies, nonprofits and B Corps that want a published EOR price and discount programs for their sector.
| Attribute | Oyster |
|---|---|
| Published pricing | EOR $699 per employee per month on monthly terms; contractors $29 per month; People Partner Services $300 per hour |
| Free plan or trial | No free EOR plan; contractor product is free for 30 days; account creation is free |
| Country coverage | 120+ countries for compliant employment per the EOR page; 180+ for contractor contracts |
| Entity model | Employer of record model; partner and Direct+ infrastructure details are not described publicly |
| Billing terms | Monthly rate published; seat-based annual option at a reduced fee that is not published |
| Main limitation | Annual price is not shown, so you need a quote to compare it with Multiplier's annual rate |
- Certified B Corporation with listed programs for nonprofits, B Corps, startups and refugee hiring.
- Vendor lists liability insurance coverage above $8,000,000 and onboarding in as little as 48 hours.
- The annual discount is not published, and the entity model per country is not spelled out on the public pages.
Our take: Oyster fits companies that want an EOR partner aligned with social impact goals. It is a certified B Corporation, and its pricing page names discount programs for nonprofits, B Corps, startups and companies hiring refugees, which can narrow the gap with lower-priced providers. The published monthly EOR rate is $699 per employee, the same as Remote, with a seat-based annual option at a reduced but unpublished fee. In practice the platform handles hiring templates, automated agreements with a contract quality score, payroll in 120+ currencies and offboarding through specialists. During a demo, ask which countries run through Oyster's own entities and which use partners, and request the annual seat price in writing. Compared with Deel, Oyster costs more per head unless a discount applies; compared with Remote, the price is the same but the entity disclosures are less explicit on the public pages. Its People Partner Services at $300 per hour can help teams without in-house HR expertise.
Pebl (formerly Velocity Global)
Best for wide country coverageBest for: Companies hiring in less common countries that want broad coverage and an AI assistant backed by in-house compliance experts.
| Attribute | Pebl (formerly Velocity Global) |
|---|---|
| Published pricing | Pricing page shows $399 per employee per month as a starting point; final price by quote |
| Free plan or trial | No free plan or trial listed |
| Country coverage | 185+ countries, per the homepage |
| Entity model | EOR operated by Pebl (Velocity Global, LLC); entity model per country not stated publicly |
| Billing terms | One predictable monthly cost described; contract length and setup fees not answered on the page |
| Main limitation | The $399 figure is a starting point, so your actual rate depends on the quote |
- Lists the broadest country coverage on this page at 185+ countries.
- Includes an AI assistant called Alfie with in-house experts, plus global talent sourcing through vetted agencies.
- The advertised starting price leads to a quote, so you cannot compare a firm rate with Multiplier or Deel until sales responds.
Our take: Pebl is the new name of Velocity Global; the site states that Velocity Global is now Pebl, and the legal entity is still Velocity Global, LLC. It fits companies that need to hire in many or unusual countries, since it lists 185+, and teams that want a single monthly fee covering payroll, benefits access, compliance and reporting. The pricing page shows $399 per employee per month as a starting figure but asks you to request a quote, and its FAQs on setup fees, offboarding fees and country pricing were not answered on the page when we checked. Treat the $399 as a floor rather than a budget number. In a demo, ask for a full quote for each target country, the contract term, any setup or termination fees, and whether employment runs through Pebl entities or partners. Against Multiplier and Deel, Pebl may be competitive on price, but only a written quote will tell you.
Rippling EOR
Best for companies standardized on RipplingBest for: Companies that already use Rippling for HR, payroll and IT and want international employees in the same system of record.
| Attribute | Rippling EOR |
|---|---|
| Published pricing | Quote-based; Rippling publishes no EOR price and sends a custom quote |
| Free plan or trial | No free plan or trial listed |
| Country coverage | Hire in 150+ countries with no entity, per Rippling's EOR landing page |
| Entity model | Builds on owned entity models in some regions, per Rippling's FAQ |
| Billing terms | Most Rippling products billed per employee per month; some carry a monthly base fee |
| Main limitation | No public price, and value is highest if you also run Rippling's core HR platform |
- EOR employees sit in the same HR, payroll, IT and finance data as your domestic staff.
- Lists local HR advisors with an average of 10+ years of experience and continuous compliance monitoring.
- No published price, so you need a quote, and the case is weaker if you do not use Rippling's core platform.
Our take: Rippling EOR makes the most sense when Rippling is already your HR and payroll system. International employees then appear alongside domestic staff for reporting, device and app provisioning, approvals and benefits, rather than in a separate vendor portal. Rippling says it hires in 150+ countries without an entity and uses owned entities in some regions, so ask which countries rely on partners. Pricing is by custom quote; the general pricing FAQ says most products are billed per employee per month and some add a monthly base fee. In a demo, ask for a quote that separates the EOR fee from platform modules you may already pay for, and check the cost of moving an employee from EOR to your own entity later. Compared with Multiplier, Deel, Remote and Oyster, you lose price transparency; in return you gain one system for global and local staff, which can reduce admin work for mid-size companies with mixed footprints.
How to choose an employer of record service
Country coverage and entity model
Start with your list of target countries and confirm each one appears on the vendor's list. Then ask who the legal employer will be in each country. Some providers employ through their own local entities, while others use partner companies in some markets. An owned entity usually means one contract chain and clearer accountability; a partner can still work well but adds a party to the arrangement. Ask for the entity name, the payroll provider, and who handles a labor dispute if one arises. Remote and Multiplier make explicit ownership claims, while Rippling says it uses owned entities in some regions.
Total employment cost, not only the fee
The EOR fee is the smallest part of the bill. Employer social contributions, mandatory benefits, 13th or 14th month salaries, and allowances can add 15 to 50 percent or more to salary depending on the country. Ask each vendor for an employer cost estimate for the same role, salary and country, and compare those totals side by side. Also ask about currency conversion fees, deposits, and charges for benefits above the statutory minimum. A provider with a lower fee can end up costing more if its deposits or conversion margins are higher.
Contract terms and exit costs
Check whether the published price requires an annual contract, what notice period applies to ending a seat, and whether there are setup or offboarding fees. Multiplier publishes separate annual and monthly rates, Deel describes month-to-month terms, and Oyster offers an annual seat option at an unpublished reduced fee. Ask what it costs to convert an EOR employee to your own entity later, since many companies open an entity once headcount in a country grows. Some contracts include conversion fees or minimum terms that make this expensive.
Compliance, IP and liability protection
Read how the contract handles intellectual property assignment, confidentiality and indemnity. Deel says its contracts pass IP to the customer, Remote advertises unlimited indemnity for EOR customers and an IP Guard add-on, and Oyster lists liability insurance above $8,000,000. These protections differ in scope, so have counsel review the actual wording. Also ask how the vendor handles misclassification risk, termination procedures in countries with strict employee protections, and changes in local law during the contract. Finally, confirm how employee data is stored and which certifications, such as SOC 2, the vendor holds.
Employee experience and support
Your hire's first payslip and benefits enrollment shape how they see your company. Ask how long onboarding takes after documents are submitted, how employees get answers on tax or leave questions, and which languages support covers. Check whether employees can see payslips, request time off and submit expenses in one place. If you already run an HR platform such as Rippling, consider whether keeping international staff in the same system saves enough admin time to offset a less transparent price.
How employer of record pricing works
Most EOR services charge a flat fee per employee per month, on top of the employee's gross salary, employer taxes and benefits. On this page, published fees run from $459 per employee per month at Multiplier on an annual contract to $699 at Remote and Oyster. Deel lists $599 with month-to-month terms. Pebl shows $399 as a starting point but issues a quote, and Rippling prices EOR entirely by quote. Because the fee is usually the same across countries while employer costs differ widely, the fee matters most for hires in low-cost countries, where it can be a large share of total cost.
Billing terms change the real price. Multiplier's annual rate is $40 lower per month than its monthly rate, and Oyster offers a reduced annual seat fee that is not published. Some providers collect deposits, often equal to one or more months of employment cost, to cover severance or final pay risk; Remote says it asks for reserve payments only in rare high-risk cases. Other costs to ask about include setup fees, offboarding fees, currency conversion margins, benefits administration charges, and fees for converting an employee to your own entity. Request all of these in writing before comparing offers.
As a rough comparison method, multiply each vendor's monthly fee by twelve, add any deposit or one-time fees, and add the vendor's own employer cost estimate for the role. Do this for the same salary and country with each provider. This information is general and is not legal, tax or financial advice; local employment and tax rules vary and change, so confirm details with qualified advisers in each country.
Kurums Match: which one fits you?
Pick the situation closest to yours. Each answer jumps to the matching card above.
I need to hire one engineer abroad at the lowest published feeAnnual contract is acceptable
Multiplier → Multiplier lists EOR from $459 per employee per month on annual terms, the lowest firm published rate on this page.
I am testing a new market and may not keep the hireNeeds month-to-month terms
Deel → Deel describes month-to-month EOR pricing at $599 per employee with no long-term commitment, which suits a trial hire.
I want the strongest stated liability protectionRisk-averse buyer
Remote → Remote states it owns all its entities and offers unlimited indemnity to EOR customers, both worth reviewing in the contract.
We hire in many smaller or unusual countriesWide coverage needed
Pebl (formerly Velocity Global) → Pebl, formerly Velocity Global, lists 185+ countries, the widest coverage on this page, with pricing confirmed by quote.
We already run HR and payroll in RipplingSingle system preferred
Rippling EOR → Rippling EOR keeps international employees in the same HR, payroll and IT system as your domestic staff.
Buying tip
Ask every shortlisted provider for a written employer cost estimate for the same role, salary and country, including deposits and conversion fees. Comparing those totals, not the headline fee, shows the real difference. This is general information, not legal or tax advice.
Employer: frequently asked questions
What does an employer of record do?
An employer of record becomes the legal employer of your worker in a country where you have no entity. It signs the local employment contract, runs payroll, withholds income tax, pays social contributions and provides statutory benefits. You still manage the person's work, set goals and decide on pay changes. The EOR carries the local employer obligations, while you pay its fee plus the full employment cost.
How much does an employer of record cost per employee?
Published EOR fees on this page range from $459 per employee per month at Multiplier on an annual contract to $699 at Remote and Oyster, with Deel at $599 and Pebl starting at $399 before a quote. Rippling prices by quote. These fees are added to the employee's salary, employer taxes and benefits, which vary widely by country and usually exceed the EOR fee.
Is an employer of record the same as a PEO?
No. A PEO, or professional employer organization, co-employs staff in a country where you already have a legal entity, most commonly in the United States. An EOR is the sole legal employer in a country where you have no entity. Deel offers both, listing US PEO at $125 per employee per month and EOR at $599. Choose based on whether you have an entity in the country.
Who owns the intellectual property created by an EOR employee?
Reputable EOR contracts assign intellectual property created by the employee to you, the client. Deel states its contracts include IP protection clauses that pass IP to the customer, and Remote offers an IP Guard product. Local law affects how assignment works, so have counsel review the employment contract and the client services agreement. This is general information, not legal advice.
Can I convert an EOR employee to my own entity later?
Yes, most providers support a transfer once you open a local entity, but terms vary. Some charge a conversion fee or require a minimum service period, and the transfer can trigger new contracts, benefits enrollment and notice obligations under local law. Ask about conversion costs before signing, especially if you expect headcount in a country to grow past a handful of people.
Are EOR services compliant with local employment and tax law?
EOR providers take on local employer obligations and use local contracts, but compliance quality varies by vendor and country. Ask who the legal employer is, how the vendor monitors law changes and what indemnity it offers. Misclassification and termination rules remain important risks. This article is general information and is not legal, tax or financial advice; consult qualified local advisers for your situation.
Related comparisons
Last updated 13 October 2026 · Pricing checked 12 October 2026.
Disclosure: Kurums is reader-supported through advertising. We currently have no affiliate, sponsorship or partnership relationship with any product compared on this page; if that changes, this page will say so and affected links will carry sponsored attributes.
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