Grab, Sea and Ant all got digital banking licences. None displaced the incumbents. Here is what that reveals about where banking profit actually comes from.
Startup · Topic
Banking & Financial Services
Expert guides, analysis and tool comparisons on Banking & Financial Services from the kurums.com Startup desk — written for business decision-makers and updated as the market moves.
- 5 guides
- Updated Aug 2, 2026
Latest in Banking & Financial Services
How Singapore Became Asia’s Wealth Hub, and What the Money Laundering Case Changed
Singapore attracted global private capital with stability and substance-based incentives, then had to tighten controls after a major laundering case. The full story.
UOB and the Wee Family: How a 1935 Trade Bank Became an ASEAN Franchise
Three generations of the Wee family built UOB into an ASEAN bank through acquisition and conservative capital policy. The full case study.
OCBC: How a 1932 Depression Merger Became a Diversified Financial Group
OCBC combines commercial banking, insurance and private wealth in one group. Here is how that structure was built and what it costs.
DBS Bank: How Southeast Asia’s Largest Bank Rebuilt Itself Around Technology
DBS rebuilt a legacy bank around technology and became a global benchmark, then learned what digital concentration risk costs. The full case study.
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