The transferable lessons from Chinese fintech: trust infrastructure, distribution advantage, and why regulatory strategy is product strategy.
Startup · Topic
Chinese Fintech & Payments
Expert guides, analysis and tool comparisons on Chinese Fintech & Payments from the kurums.com Startup desk — written for business decision-makers and updated as the market moves.
- 8 guides
- Updated Jul 19, 2026
Latest in Chinese Fintech & Payments
Consumer Credit in China: Huabei and the Debt Question
How platform credit products transformed Chinese consumer spending — and the household debt concerns that followed.
Chinese Fintech Abroad: Exporting Payment Models
How Chinese fintech exported its payment model through investment and partnerships — and where it actually worked.
How China Reregulated Its Fintech Sector
Why China moved from permissive to strict fintech regulation, what actually changed, and how the sector operates now.
The P2P Lending Collapse: China’s Fintech Cautionary Tale
How thousands of peer-to-peer lenders boomed then collapsed, wiping out ordinary savers and reshaping Chinese fintech regulation.
The Digital Yuan: China’s Central Bank Digital Currency
What the digital yuan really is, how it differs from Alipay and crypto, and why adoption has been slower than expected.
All guides
WeChat Pay vs Alipay: China’s Payment Duopoly
How a Chinese New Year red-packet campaign broke Alipay’s monopoly and created the world’s largest mobile payment duopoly.
Ant Group: The Fintech Giant That Was Reined In
How Alipay became Ant Group, why the world’s largest IPO was halted days before listing, and what came after.