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Finance · Topic
Business Loans & Financing
Expert guides, analysis and tool comparisons on Business Loans & Financing from the kurums.com Finance desk — written for business decision-makers and updated as the market moves.
- 23 guides
- 3 subtopics
- Updated Oct 2, 2026
Latest in Business Loans & Financing
Equipment Financing Guide (2026): Loans, Leases & How to Qualify
How equipment financing works, loan versus lease, and why asset-secured borrowing is easier.
Business Term Loans Guide (2026): How They Work & When to Use One
How business term loans work, when to use one versus a line of credit, rates, and qualifying.
Business Line of Credit Guide (2026): How It Works & When to Use One
How a business line of credit works, when to use one, and how it compares to a term loan.
SBA Loans Guide (2026): 7(a), 504 & Microloans Explained
The SBA 7(a), 504, and microloan programs explained — rates, eligibility, and timelines for 2026.
Best Small Business Loans in 2026: Types, Rates & How to Choose
SBA, bank, term, line of credit, and online loans compared by rate, speed, and use case for 2026.
All guides
How Founders Outside AI Can Still Raise Venture Capital in 2026
AI startups took roughly 80% of global venture funding in 2026. Here is how non-AI founders are still closing rounds, and what investors demand before they commit capital.
September 2026 Venture Funding: What a $1.47 Billion Week Reveals About Raising Capital Now
Ten venture rounds totaling $1.47 billion closed the week of September 8-9, 2026, with 91% concentrated in six deals. Here is what the funding pattern means for founders raising capital now.
SoftBank’s $6.3 Billion Retail Bond Sale: What Its Record AI Debt Raise Signals for Business Financing in 2026
SoftBank is selling a record ¥1 trillion in retail bonds to fund its OpenAI commitments. Here’s what the AI debt supercycle means for business financing conditions in 2026.
Broadcom’s $60 Billion AI Chip Debt Deal: What It Means for Business Financing in 2026
Broadcom’s reported $60-100 billion AI chip debt financing talks with Apollo and Blackstone signal a new era where AI infrastructure is financed like traditional infrastructure — with direct implications for business borrowers and vendor risk in 2026.
Small Business Loans in 2026: Why Banks Are Losing Ground to Fintech Lenders
SBA lender participation just hit a 30-year low while alternative lenders now handle 41% of small business loan volume. Here’s what’s driving the shift, and how to pick the right financing path in 2026.
Private Credit for SMEs: Why Bank Loans Are Losing Ground in 2026
Bank underwriting is tightening in 2026, and SMEs are increasingly turning to private credit funds and alternative lenders for faster, more flexible financing.