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Finance · Topic
Lending & Credit
Expert guides, analysis and tool comparisons on Lending & Credit from the kurums.com Finance desk — written for business decision-makers and updated as the market moves.
- 8 guides
- Updated May 30, 2026
Latest in Lending & Credit
Why Loan Applications Get Rejected and How to Fix It
The recurring reasons lenders say no — credit, debt, income, errors, wrong product — how to find out which applies, and how to turn it into a yes.
How Loan Interest Rates Are Set: What Determines What You Pay
How a loan’s rate is built from the cost of funds, your risk premium, costs and profit — and the levers you can pull to pay less to borrow.
Secured vs Unsecured Loans: Which Should You Choose?
How collateral changes everything about a loan’s cost, size and risk — and how to choose between secured and unsecured borrowing for your situation.
How Credit Scoring Works and How to Improve Your Score
What a credit score is, what really drives it, the myths to ignore, and the practical habits that build and improve it over time.
Upstream Guarantees: The Startup Safety Net You Need
Discover how upstream guarantees safeguard your startup against unexpected crises. Click to learn the secret tool fueling resilient ventures, revealing real-world success stories, expert tips, and tactical strategies. Don’t leave your investment unprotected—unlock peace of mind today.
All guides
Why Entrepreneurs Must Master Their Role as Obligors
Sarah’s coffee roastery almost collapsed when a missed payment triggered full loan repayment. Don’t let your business face the same fate. Discover what it means to be an obligor, safeguard your credit, and secure your future. Click now for must-know financial strategies!
Mastering Default Rates for Financial Resilience
Struggling with loan defaults? Discover Laura’s story, expert insights, and proven strategies to protect your business and credit score. Click now to learn how to conquer financial risks, secure your cash flow, and avoid costly mistakes!