How SMEs can evaluate e-money solutions in 2026 — the key features, the true cost drivers behind FX and transfer fees, and a low-risk way to integrate a provider.
Finance · Topic
Neobanking & BaaS
Expert guides, analysis and tool comparisons on Neobanking & BaaS from the kurums.com Finance desk — written for business decision-makers and updated as the market moves.
- 7 guides
- Updated Aug 11, 2026
Latest in Neobanking & BaaS
Why Are Klarna, Revolut and Mercury Racing for US Bank Charters in 2026?
Klarna, Revolut, Mercury and Erebor are all pursuing US bank charters in 2026. Here’s why fintechs want them, how OCC approval got faster, and what it means for corporate finance teams.
Neobank vs Traditional Bank for Business: Which to Choose
Speed and low fees versus lending depth and relationship support — how to choose between a neobank and a traditional bank for your business.
Open Banking Explained: Who Really Owns Your Financial Data
Your bank data, under your control — how open banking’s secure APIs enable account aggregation, smarter lending and account-to-account payments.
Embedded Finance Explained: When Every App Becomes a Bank
Finance woven invisibly into the apps you already use — what embedded finance is, the models it unlocks, and why it challenges traditional banks.
Banking-as-a-Service (BaaS) Explained: The Engine Behind Fintech
The infrastructure that lets any company offer banking without a licence — how BaaS works, who uses it, and why regulators are watching.
All guides
What Is a Neobank? Digital Banking Without Branches Explained
Branchless, app-first banking that won millions of customers — what a neobank really is, how it earns, and what to check before you trust one.