Over 30 fintechs and non-bank lenders are seeking bank or ILC charters in 2026, from PayPal and Affirm to Stellantis and World Liberty Financial. What the charter wave means for finance teams.
Finance · Topic
Fintech & Transfers
Fintech and payments guides covering digital wallets, SWIFT, SEPA, instant payments, cross-border remittances, embedded finance, BNPL, open banking APIs, and the technology stack behind modern money movement. In-depth content for product managers, payments engineers, treasury teams, and finance leaders navigating the fintech revolution.
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- Updated Sep 13, 2026
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Agentic Payments Arrive in Production: What Blik’s First AI-Agent Transaction and the New Know-Your-Agent Framework Mean for Finance Teams
Last Updated: September 11, 2026 By the Kurums.com Finance Desk ⚡ TL;DR Agentic payments moved from pilot to production this week. Polish...
Banking-as-a-Service Under the Microscope: What the 2026 Sponsor Bank Consent Orders Mean for Fintech Platforms
FDIC and OCC consent orders against Community Federal Savings Bank and Lineage Bank confirm regulators are targeting sponsor banks, not fintech partners. Here’s what embedded finance platforms need to do now.
Embedded Finance’s Regulatory Reckoning: What Sponsor Banks and Platforms Must Fix Now
Sponsor banks now face a quarter of all FDIC and OCC enforcement actions over embedded finance partnerships. Here’s what changed, why nearly a third of banks are weighing an exit, and what platforms need to fix before liability catches up with them.
Cross-Border Payments in August 2026: Why Stablecoins Aren’t Beating Correspondent Banking on Cost Yet
Correspondent banking is unbundling fast as Visa, OpenPayd, and Fedwire modernize cross-border rails — but a new Bank of Italy study shows stablecoin remittances aren’t automatically cheaper, only corridor-specific.
Stablecoins and Business Finance in 2026: Why the Rails Are Ready but Adoption Isn’t
The stablecoin market hit $308 billion in 2026 and Visa and Mastercard are racing to own the settlement rails, but only 13% of middle-market firms have moved stablecoin pilots into production. Here’s why.
Stablecoin Regulation in 2026: What Businesses Need to Know
A 2026 guide to stablecoin regulation covering the US GENIUS Act, EU MiCA, and the UK, Singapore, Hong Kong, UAE and Japan regimes, with a compliance checklist for businesses.
Evaluating the Best E-Money Solutions for SMEs in 2026
How SMEs can evaluate e-money solutions in 2026 — the key features, the true cost drivers behind FX and transfer fees, and a low-risk way to integrate a provider.
UK Green Finance and Transition Plans: Disclosure, Labels and Capital Allocation
A practical map of the UK’s sustainable-finance architecture: corporate disclosure, transition plans, fund labels, greenwashing controls and capital.
UK Insurance Distribution and InsurTech: Brokers, MGAs and Embedded Cover
A system map of UK insurance distribution: carriers, brokers, MGAs, Lloyd’s coverholders, comparison sites, embedded cover, client money and fair value.
UK Card Acquiring and Scheme Fees: How Merchant Payments Economics Work
A line-by-line guide to UK merchant card economics: authorisation, clearing, interchange, scheme fees, acquirer margin, pricing models and PSR remedies.
UK Payment Institutions and E-Money: Safeguarding, Failure and Special Administration
A practical guide to UK payment institutions and e-money firms: permissions, CASS 15 safeguarding, reconciliations, audits, failure and customer recovery.