Reinsurance prices swing between hard and soft markets, shaping the insurance you buy. Learn what drives the cycle, how it flows to premiums, and how to respond.
Finance · Topic
Reinsurance & Risk Transfer
Expert guides, analysis and tool comparisons on Reinsurance & Risk Transfer from the kurums.com Finance desk — written for business decision-makers and updated as the market moves.
- 14 guides
- Updated Jun 3, 2026
Latest in Reinsurance & Risk Transfer
Captives & Alternative Risk Transfer: Self-Insuring Strategically
Captives let large organizations insure their own risks, access reinsurance, and cut costs. Learn how captives and alternative risk transfer work — and when they fit.
Catastrophe Reinsurance & Cat Bonds: Insurance Meets Capital Markets
Catastrophe reinsurance and cat bonds transfer disaster risk to global investors. Learn how insurance-linked securities work and how they shape insurance prices.
Treaty vs Facultative Reinsurance: How Insurers Transfer Risk
Treaty reinsurance covers whole portfolios automatically; facultative covers single risks case by case. Learn the difference and how insurers combine both.
What Is Reinsurance? The Invisible Backbone of Insurance
Reinsurance is insurance for insurers — the invisible backbone that lets the system absorb catastrophes. Learn how it works and why it reduces capital needs.
Mastering Underwriting Risk: Strategies – Lessons – and Real-World Wins
Don’t let poor underwriting cost you millions. Discover how Lemonade, Flexport, and real estate pros turned risk into reward with AI-driven models, data-powered insights, and rock-solid strategies. Click to master underwriting risk, protect your bottom line, and seize opportunities no one saw coming.
All guides
Unlocking Underwriting Income through the Insurance Float
Uncover how insurance giants like Berkshire Hathaway transform premiums into investment gold. Master underwriting income and leverage the “float” for explosive growth. Click to discover Buffett’s secret strategy—and apply these cash-flow hacks to your business today!
Turning Underwriting Cycles into Growth Opportunities
Ready to turn underwriting cycles into your competitive edge? Dive into this post for expert insights, real-world case studies, and actionable strategies to navigate hard and soft markets. Click now to surf the insurance wave and future-proof your business!
Underwriting Capacity Demystified: Driving Growth Without Overreach
Say “yes” to growth without the risk. Discover how top insurers and startups harness underwriting capacity to scale smarter. Click to explore real success stories, expert insights, and actionable strategies now.
Mastering Underlying Retention: The Hidden Key to Business Resilience
Discover how strategic risk retention can transform your business resilience and boost profits. Dive into real-world success stories—from Swiss Re to Shopify—and learn actionable tips for mastering underlying retention. Click to unlock the secret to sustainable growth and turn unpredictability into opportunity!
Retrocession: The Art of Stepping Back to Move Forward
Curious about retrocession? See how Miramax, Palantir, and Swiss Re reversed decisions to fuel explosive growth. Tap now to uncover 5 actionable steps for strategic comebacks—and step back to leap ahead.
Ceded Reinsurance: A Blueprint for Risk Resilience and Growth
Discover how ceded reinsurance turned a potential industry collapse into a financial comeback after Katrina. Learn risk-transfer secrets to safeguard capital and fuel growth. Click to unlock resilience now!
