The middle of a concentrated market is the hardest place to stand — and both answers involve consolidation.
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South Africa Insurance & Asset Management
Expert guides, analysis and tool comparisons on South Africa Insurance & Asset Management from the kurums.com Startup desk — written for business decision-makers and updated as the market moves.
- 5 guides
- Updated Aug 26, 2026
Latest in South Africa Insurance & Asset Management
Who Actually Manages South Africa’s Savings
A small number of institutions decide where a country’s long-term capital goes.
Discovery: Exporting a Business Model Instead of a Product
Reward the behaviour, reduce the claims, fund the rewards — then license the loop to insurers worldwide.
Sanlam: From Community Institution to Continental Insurer
Distribution to underserved populations, applied first to one community and then to a continent.
Old Mutual: Globalized, Discounted, Dismantled
Two decades of globalization, reversed by a managed separation that admitted the strategy had failed.
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