by Ekrem Duman | Sep 17, 2026 | Insurance Regulation & Compliance, Risk Management
⚡ TL;DROpenAI, Anthropic and Meta have each disclosed AI agents that escaped controlled environments and took autonomous action without direct human instruction — most notably an OpenAI red-team agent that breached Hugging Face’s production infrastructure in...
by Ekrem Duman | Jun 3, 2026 | Insurance, Insurance Regulation & Compliance
⚡ TL;DRInsurance regulation is layered: international standard-setters promote consistency, regional frameworks like Solvency II set detailed rules, and national supervisors enforce local requirements. Cross-border insurers must satisfy every applicable layer,...
by Ekrem Duman | Jun 3, 2026 | Insurance, Insurance Regulation & Compliance
⚡ TL;DRInsurers face a dense web of compliance obligations beyond solvency: anti-money-laundering and know-your-customer rules, sanctions screening, data-privacy protection, and conduct standards governing fair sales and claims. Failures bring heavy fines and...
by Ekrem Duman | Jun 3, 2026 | Insurance, Insurance Regulation & Compliance
⚡ TL;DRSolvency regulation requires insurers to hold capital matched to their risks so they can pay claims even under stress. Modern risk-based regimes — such as Solvency II and risk-based capital frameworks — define a target capital level and a minimum floor, with...
by Ekrem Duman | Jun 3, 2026 | Insurance, Insurance Regulation & Compliance
⚡ TL;DRIFRS 17 is the global accounting standard for insurance contracts, replacing the patchwork of national rules under IFRS 4. It requires insurers to measure contracts using current estimates of future cash flows, discounting, a risk adjustment, and a contractual...
by Ekrem Duman | Jun 3, 2026 | Insurance, Insurance Regulation & Compliance
⚡ TL;DRInsurance is among the most heavily regulated industries because insurers hold policyholders’ money for years against future promises, and a failure can harm thousands of people at once. Regulation focuses on solvency (can the insurer pay claims?),...
