Reinsurance is the business of losing enormous sums occasionally without failing. A case study of the capital-driven cycle, secondary perils and the limits of insurability.
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Banking, Insurance & Finance
Expert guides, analysis and tool comparisons on Banking, Insurance & Finance from the kurums.com Startup desk — written for business decision-makers and updated as the market moves.
- 5 guides
- Updated Aug 5, 2026
Latest in Banking, Insurance & Finance
Allianz and PIMCO: How an Insurer Became an Asset Manager
Allianz built a trillion-euro asset manager and lost a fortune on a bank. A case study in which adjacencies work and why customer overlap is not capability overlap.
The Three-Pillar System: Why Germany Still Has 1,400 Banks
Germany has 1,400 banks because two of its three pillars are not trying to make a profit. A case study in how ownership structure shapes credit availability.
Deutsche Bank: Why the Restructuring Never Seemed to End
Deutsche Bank restructured continuously for fifteen years. A case study of why cost programmes could not fix a structural revenue problem, and what finally did.
Commerzbank vs UniCredit: Europe’s Most Political Takeover Battle
UniCredit assembled half of Commerzbank’s voting rights and still could not win. A case study of European banking consolidation and why cross-border deals stall.
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