The SBA guarantee protects the lender, not you. Here’s what happens after default — collateral liquidation, federal collection, and how to avoid it.
Finance · Topic
Business Loans & Financing — Page 2
Expert guides, analysis and tool comparisons on Business Loans & Financing from the kurums.com Finance desk — written for business decision-makers and updated as the market moves.
- 16 guides
- 3 subtopics
- Updated Jul 2, 2026
All guides · page 2
How to Qualify for an SBA Loan: Eligibility, Credit Score, and Documentation
SBA underwriting weighs credit, cash flow, collateral, equity injection, and character together. Here’s exactly what lenders check.
SBA 7(a) Loan vs. SBA 504 Loan: Which Financing Fits Your Business?
7(a) loans are flexible and single-lender; 504 loans are fixed-asset-only with a below-market fixed rate. Here’s how to choose between them.
What Is an SBA Loan? Types, Requirements, and How They Work
An SBA loan is a bank loan partially guaranteed by the federal government. Here’s exactly how the guarantee works, which programs exist, and who qualifies.
