by Ekrem Duman | Jul 26, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›GoCardless: How Bank Payments Became Recurring Revenue Infrastructure ⚡ TL;DRGoCardless is a UK-authorised payment institution focused on moving money directly between bank accounts. It began with Direct...
by Ekrem Duman | Jul 26, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›ClearBank: How an API-First Clearing Bank Powers UK Fintech ⚡ TL;DRClearBank is a regulated UK bank built primarily for institutions rather than a mass-market current-account brand. Its clients use a single...
by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›FCA vs PRA vs PSR: Who Regulates UK Finance? ⚡ TL;DRThe FCA, PRA and PSR regulate different dimensions of UK finance. The FCA focuses on conduct, consumer outcomes, market integrity and competition; the...
by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›Bacs, Faster Payments and CHAPS: How Money Moves in the UK ⚡ TL;DRThe UK does not have one payment rail. Bacs handles huge volumes of scheduled Direct Debits and Direct Credits; Faster Payments moves retail...
by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›UK Open Banking: How a Competition Remedy Became Infrastructure ⚡ TL;DRUK open banking lets authorised providers access account data or initiate payments through standardised bank APIs when a customer gives...
by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›Revolut: From FX Card to a Fully Licensed UK Bank ⚡ TL;DRRevolut began in 2015 by making travel spending and foreign exchange easier, then expanded into accounts, cards, transfers, subscriptions, trading,...