by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›Starling Bank: From Mobile Challenger to Banking Software Exporter ⚡ TL;DRStarling was founded in 2014 to build a mobile bank from the core ledger outward, obtained a UK banking licence and developed strong...
by Ekrem Duman | Jul 18, 2026 | Fintech & Transfers
B2B BNPL Market Growth, 2023–2029$14B2023 GMV27.4%CAGR ’24-’29$669.5B2029 GMV (est.)Source: eCapital, industry estimates, 2026 B2B BNPL gross merchandise value is projected to grow more than 40x between 2023 and 2029. ⚡ TL;DRB2B Buy Now, Pay Later —...
by Ekrem Duman | Jul 15, 2026 | Fintech & Transfers, Neobanking & BaaS
⚡ TL;DRKlarna filed for a US bank charter on July 6, 2026, joining Revolut, Mercury, Erebor and Nubank in the fastest wave of fintech bank-charter applications in over a decade. The draw is cheaper deposit funding and direct regulatory access; the risk is a widening...
by Ekrem Duman | May 29, 2026 | Digital Payments, Finance, Fintech & Transfers
⚡ TL;DROpen banking payments allow consumers and businesses to pay directly from their bank account through a licensed third-party app, bypassing card networks entirely. In the EU, PSD2 mandates that banks expose payment initiation APIs to licensed Payment Initiation...
by Ekrem Duman | May 29, 2026 | Digital Payments, Finance, Fintech & Transfers
⚡ TL;DRBiometric payments use a physical characteristic — fingerprint, face, palm print, or voice — to authenticate a transaction instead of or alongside a PIN or card. They are deployed in retail (Amazon One palm payment, China’s Alipay face pay), mobile (Apple...
by Ekrem Duman | May 29, 2026 | Digital Payments, Finance, Fintech & Transfers
⚡ TL;DRCross-border digital payments involve transferring money internationally — whether for trade, remittances, or corporate treasury operations. Options range from traditional SWIFT correspondent banking (slow, expensive, reliable) to fintech rails like Wise and...