by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›FCA vs PRA vs PSR: Who Regulates UK Finance? ⚡ TL;DRThe FCA, PRA and PSR regulate different dimensions of UK finance. The FCA focuses on conduct, consumer outcomes, market integrity and competition; the...
by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›Bacs, Faster Payments and CHAPS: How Money Moves in the UK ⚡ TL;DRThe UK does not have one payment rail. Bacs handles huge volumes of scheduled Direct Debits and Direct Credits; Faster Payments moves retail...
by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›UK Open Banking: How a Competition Remedy Became Infrastructure ⚡ TL;DRUK open banking lets authorised providers access account data or initiate payments through standardised bank APIs when a customer gives...
by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›Revolut: From FX Card to a Fully Licensed UK Bank ⚡ TL;DRRevolut began in 2015 by making travel spending and foreign exchange easier, then expanded into accounts, cards, transfers, subscriptions, trading,...
by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›Monzo: How a Coral Card Became a Profitable Digital Bank ⚡ TL;DRMonzo began in 2015 as an app-linked prepaid card, used real-time notifications and a distinctive coral card to make everyday spending...
by Ekrem Duman | Jul 25, 2026 | Fintech & Transfers, International Finance, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›Wise: How Transparent Pricing Rewired Cross-Border Payments ⚡ TL;DRWise began in 2011 after its founders matched pounds and euros locally instead of sending each payment through an expensive international...
