by Ekrem Duman | Sep 13, 2026 | Fintech & Transfers, Fintech Regulation & Risk
⚡ TL;DRMore than 30 fintechs, neobanks and non-bank lenders are seeking bank or industrial loan charters in 2026, including PayPal, Affirm, Stellantis and World Liberty Financial. A charter removes reliance on a sponsor bank, lowers funding costs and cuts compliance...
by Ekrem Duman | Sep 11, 2026 | Fintech Regulation & Risk
Last Updated: September 11, 2026 By the Kurums.com Finance Desk ⚡ TL;DR Agentic payments moved from pilot to production this week. Polish payment network Blik confirmed it processed its first agentic payment transaction on September 11, 2026, where a user...
by Ekrem Duman | Aug 29, 2026 | Fintech & Transfers
Regulators Are Naming the Bank, Not the Fintech Kurums.com’s recent coverage of embedded finance’s regulatory reckoning outlined why sponsor banks and platforms both need to fix compliance gaps now. Two consent orders issued in the months since make the...
by Ekrem Duman | Aug 28, 2026 | Fintech & Transfers
The Party Isn’t Over, But the Bill Just Arrived Embedded finance — the practice of baking bank accounts, cards, lending, and payments directly into non-financial apps — has spent the last five years becoming one of the fastest-growing corners of financial...
by Ekrem Duman | Aug 26, 2026 | Fintech & Transfers
The cross-border payments stack is being taken apart, piece by piece ⚡ TL;DRCorrespondent banking’s grip on cross-border payments is loosening fast. In August 2026 alone, Visa joined Singapore’s stablecoin-settlement pilot, OpenPayd went live on...
by Ekrem Duman | Aug 21, 2026 | Crypto Finance, Fintech & Transfers
⚡ TL;DR The stablecoin market has grown to roughly $308 billion, Visa and Mastercard are fighting over who owns stablecoin settlement rails, and U.S. regulators finally started writing the detailed rules of the GENIUS Act in August 2026. Yet PYMNTS data shows only 13%...
