A practical guide to investment trusts and listed funds: closed-ended capital, NAV discounts, independent boards, gearing, tax approval and CCI disclosure.
Finance · Topic
Fintech & Transfers — Page 2
Fintech and payments guides covering digital wallets, SWIFT, SEPA, instant payments, cross-border remittances, embedded finance, BNPL, open banking APIs, and the technology stack behind modern money movement. In-depth content for product managers, payments engineers, treasury teams, and finance leaders navigating the fintech revolution.
- 381 guides
- 5 subtopics
- Updated Jul 31, 2026
All guides · page 2
UK Repo, Securities Lending and Collateral Markets: How Secured Funding Works
A system map of UK secured funding: repo, stock lending, collateral reuse, haircuts, dealer intermediation, SFTR, clearing and central-bank facilities.
UK Custody, Fund Administration and Depositaries: How Assets Are Held and Controlled
A practical map of UK custody and fund operations: legal title, nominee chains, CASS safeguards, depositary oversight, NAV production, CREST and T+1.
UK Cash Savings and Deposit Platforms: Rates, Protection and Competition
A system map of UK cash savings: product rates, bank funding, digital marketplaces, £120,000 FSCS protection, tax wrappers and competition.
UK Financial Benchmarks and Market Data: SONIA, Indices and Governance
A system map of the rates, indices, reference data and consolidated tapes that turn transactions and methodologies into prices used across UK finance.
UK Credit Data and Open Finance: CRAs, Open Banking and Smart Data
A system map from lender-supplied credit files to customer-permissioned open banking and the UK’s emerging open-finance and Smart Data framework.
UK Consumer Duty, Complaints and Redress: How Accountability Works
A system map of UK financial-services accountability: Consumer Duty outcomes, complaint handling, the Ombudsman, FCA remediation, courts and FSCS.
UK Business Current Accounts and SME Banking: Competition, Switching and Fintech
A practical map of UK SME banking: banks, e-money accounts, service-quality data, account switching, cash management, lending links and failure protection.
UK Financial Advice and IFA Consolidation: Networks, Platforms and Consumer Risk
A system map of UK financial advice: independent and restricted firms, IFA networks, platforms, discretionary managers, consolidators, ongoing fees and redress.
UK Invoice Finance and Asset-Based Lending: How Working Capital Funding Works
A practical map of UK receivables finance and asset-based lending, from invoice assignment and availability calculations to collateral controls, pricing and failure risk.
UK Robo-Advisers and Digital Wealth: Platforms, Portfolios and the Advice Gap
A system map of UK digital wealth: execution-only platforms, automated advice, discretionary portfolios, custody, Consumer Duty and the new targeted-support regime.
UK Consumer Credit and BNPL: Affordability, Data and the New DPC Regime
A system map of UK consumer credit and the Deferred Payment Credit regime that brought third-party interest-free BNPL into FCA regulation in July 2026.