A system map from lender-supplied credit files to customer-permissioned open banking and the UK’s emerging open-finance and Smart Data framework.
Finance · Topic
United Kingdom Finance & Fintech — Page 2
Research on the United Kingdom’s financial system, regulators, payment rails, open banking and leading fintech companies.
- 52 guides
- Updated Jul 29, 2026
All guides · page 2
UK Consumer Duty, Complaints and Redress: How Accountability Works
A system map of UK financial-services accountability: Consumer Duty outcomes, complaint handling, the Ombudsman, FCA remediation, courts and FSCS.
UK Business Current Accounts and SME Banking: Competition, Switching and Fintech
A practical map of UK SME banking: banks, e-money accounts, service-quality data, account switching, cash management, lending links and failure protection.
UK Capital Markets and IPO Reform: Listings, Prospectuses and Trading Infrastructure
A system map of UK equity capital markets after listing and prospectus reform: issuers, investors, sponsors, exchanges, PISCES and post-trade infrastructure.
UK Financial Advice and IFA Consolidation: Networks, Platforms and Consumer Risk
A system map of UK financial advice: independent and restricted firms, IFA networks, platforms, discretionary managers, consolidators, ongoing fees and redress.
UK Corporate FX and Derivatives: How Hedging Infrastructure Works
A system map of UK corporate foreign-exchange and derivatives infrastructure, from exposure policy and instrument choice to reporting, collateral, settlement and accounting.
UK Invoice Finance and Asset-Based Lending: How Working Capital Funding Works
A practical map of UK receivables finance and asset-based lending, from invoice assignment and availability calculations to collateral controls, pricing and failure risk.
UK Robo-Advisers and Digital Wealth: Platforms, Portfolios and the Advice Gap
A system map of UK digital wealth: execution-only platforms, automated advice, discretionary portfolios, custody, Consumer Duty and the new targeted-support regime.
UK Private Credit and Direct Lending: Funds, Banks and Borrower Risk
A system map of how private-credit funds raise capital, originate direct loans, use bank facilities and allocate illiquid corporate-credit risk.
UK Islamic Finance and Sukuk: How the London Ecosystem Works
A system map of the UK’s Islamic banks, legal and tax framework, sovereign sukuk history, London capital-markets infrastructure and central-bank liquidity.
UK Securitisation and Covered Bonds: How Bank Funding and Risk Transfer Work
A practical map of how UK lenders turn loan cash flows into securities, retain risk, transfer credit exposure and fund mortgages through covered bonds.
UK Consumer Credit and BNPL: Affordability, Data and the New DPC Regime
A system map of UK consumer credit and the Deferred Payment Credit regime that brought third-party interest-free BNPL into FCA regulation in July 2026.