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What Is a Neobank? Digital Banking Without Branches Explained

by Ekrem Duman | May 29, 2026 | Fintech & Transfers, Neobanking & BaaS

⚡ TL;DRA neobank is a fully digital bank with no physical branches, delivering accounts, cards and payments through an app. Some hold their own banking licence; others operate on a partner bank’s licence. They win on user experience, low fees and speed, but face...

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What Is a Neobank? Digital Banking Without Branches Explained

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