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Why Are Small Business Loan Rates Still High in 2026?

Last Updated: August 13, 2026 ⚡ TL;DRThe Federal Reserve has held its benchmark rate at 3.50%–3.75% through five straight 2026 meetings, yet small business loan rates remain stuck between 6.4% and 14.75% APR. Treasury yields hitting fresh 2026 highs, a resilient labor...