by Ekrem Duman | Jul 31, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›UK Cash Savings and Deposit Platforms: Rates, Protection and Competition ⚡ TL;DRA UK savings account is both a household asset and funding for a deposit-taking bank or building society. AER is only one part...
by Ekrem Duman | Jul 31, 2026 | Fintech & Transfers, International Finance, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›UK Financial Benchmarks and Market Data: SONIA, Indices and Governance ⚡ TL;DRFinancial data becomes infrastructure when contracts, portfolios, collateral or regulation depend on it. A benchmark is an index...
by Ekrem Duman | Jul 31, 2026 | Banking, International Finance, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›UK Clearing Houses and CCPs: Margin, Default Waterfalls and Resolution ⚡ TL;DRA central counterparty, or CCP, becomes the buyer to every seller and the seller to every buyer after an eligible trade is...
by Ekrem Duman | Jul 30, 2026 | Finance
What Did the Federal Reserve Decide on July 29, 2026? The Federal Open Market Committee voted 9-3 on July 29, 2026 to hold the federal funds rate at 3.5%-3.75%, the fifth consecutive meeting without a change. Three regional presidents dissented, arguing rates should...
by Ekrem Duman | Jul 29, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›UK Credit Data and Open Finance: CRAs, Open Banking and Smart Data ⚡ TL;DRUK credit data and open finance solve related but different information problems. Credit-reference agencies receive...
by Ekrem Duman | Jul 29, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›UK Consumer Duty, Complaints and Redress: How Accountability Works ⚡ TL;DRUK financial-services redress is a layered system, not one compensation pot. The Consumer Duty requires firms within scope to act to...