by Ekrem Duman | May 29, 2026 | Crypto Finance, Crypto Regulation
⚡ TL;DRCrypto businesses must meet anti-money-laundering (AML) and know-your-customer (KYC) obligations comparable to banks: verifying customer identities, monitoring transactions, screening against sanctions lists, and reporting suspicious activity. A specific crypto...
by Ekrem Duman | May 29, 2026 | Crypto Finance, Crypto Regulation
⚡ TL;DRCrypto regulation in 2026 is a fragmented global patchwork. The EU offers comprehensive clarity through MiCA, the US relies largely on enforcement of existing law, some jurisdictions actively court crypto business with clear regimes, and others restrict or ban...
by Ekrem Duman | May 29, 2026 | Crypto Finance, Crypto Regulation
⚡ TL;DRIn the US, whether a crypto token is a security is decided largely by the Howey test, a four-part standard from a 1946 Supreme Court case. If a token involves an investment of money in a common enterprise with an expectation of profit from others’...
by Ekrem Duman | May 29, 2026 | Crypto Finance, Crypto Regulation
⚡ TL;DRMiCA — the EU’s Markets in Crypto-Assets regulation — is the first comprehensive crypto framework in a major jurisdiction. It classifies crypto into e-money tokens, asset-referenced tokens, and other crypto assets, imposing licensing, reserve, disclosure,...
by Ekrem Duman | May 29, 2026 | Crypto Finance, Institutional Crypto
⚡ TL;DRReal-world asset (RWA) tokenization represents traditional assets — bonds, funds, real estate, commodities — as tokens on a blockchain. It promises 24/7 settlement, fractional ownership, greater liquidity, and programmability, and has become a leading...
by Ekrem Duman | May 29, 2026 | Crypto Finance, Institutional Crypto
⚡ TL;DRInstitutional crypto adoption in 2026 is driven by structural enablers rather than speculation: spot ETFs, clearer regulation like MiCA, mature insured custody, fair-value accounting, real-world-asset tokenization, and stablecoin payment rails. Adoption has...
