by Ekrem Duman | Jul 26, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›Digital Pound vs Tokenised Sterling: The UK Money Debate Explained ⚡ TL;DRA digital pound would be retail central-bank money: a direct claim on the Bank of England, distributed through private wallet and...
by Ekrem Duman | Jul 26, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›OakNorth: How Data-Led SME Lending Built a Profitable Digital Bank ⚡ TL;DROakNorth is a PRA-authorised UK bank focused on established, growth-oriented businesses in the lower mid-market. Retail and business...
by Ekrem Duman | Jul 26, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›GoCardless: How Bank Payments Became Recurring Revenue Infrastructure ⚡ TL;DRGoCardless is a UK-authorised payment institution focused on moving money directly between bank accounts. It began with Direct...
by Ekrem Duman | Jul 26, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›ClearBank: How an API-First Clearing Bank Powers UK Fintech ⚡ TL;DRClearBank is a regulated UK bank built primarily for institutions rather than a mass-market current-account brand. Its clients use a single...
by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›FCA vs PRA vs PSR: Who Regulates UK Finance? ⚡ TL;DRThe FCA, PRA and PSR regulate different dimensions of UK finance. The FCA focuses on conduct, consumer outcomes, market integrity and competition; the...
by Ekrem Duman | Jul 25, 2026 | Banking, Fintech & Transfers, United Kingdom Finance & Fintech
Home›Finance›Fintech & Transfers›UK Finance & Fintech›Bacs, Faster Payments and CHAPS: How Money Moves in the UK ⚡ TL;DRThe UK does not have one payment rail. Bacs handles huge volumes of scheduled Direct Debits and Direct Credits; Faster Payments moves retail...